If you're like most people, there are certain items you own that you can't imagine ever losing-possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they're irreplaceable.
While your homeowners insurance is invaluable for covering the loss or destruction of many of your belongings (as well as damage to your home's structure), your policy might provide only partial coverage for your most cherished items.
The good news is that you can still protect the things that matter to you most, even if they're not fully covered under your homeowners, with a scheduled personal property endorsement that is tailored to meet your specific needs.
Not an easy name, but it can help you sleep better at night
A scheduled personal property endorsement is not something that everyone talks about, but we can help you determine if it would be a good fit for you. The first step begins with you. Look around your home and make a list of your cherished possessions. Be sure to consider the following:
Once you have taken an inventory, make the time to talk with us. We are always here to help you determine whether if your prized possessions need more coverage than your current policy provides.
(Content courtesy of Safeco Insurance)