---
title: Finger Lakes General Liability Insurance & Coverage | Stork Insurance | Finger Lakes Insurance
description: General liability insurance is recommended for all businesses. Find more information about general liability insurance through Stork Insurance Agency. Serving Penn Yan and all of New York.
---

# COMMERCIAL LIABILITY INSURANCE

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## Protecting your Finger Lakes businesses

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Stork Insurance recommends that all businesses have general liability coverage in place.

- **Professional Liability Insurance (Errors & Omissions)**

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Stork Insurance recommends that all professional and technology companies have E&O coverage.

- **Employment Practices Liability Insurance (EPLI)**

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Stork Insurance recommends considering this type of coverage.

- **Directors and Officers Insurance (D&O)**

D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

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## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/quotes)

## Insurance Partners

[Acadia — Allstate — AmTrust Financial — Andover — Central — Chubb — Cincinnati Insurance — Dryden Mutual — Erie & Niagara — Finger Lakes — Hanover — Liberty Mutual — Main Street America Insurance — Merchants — Midstate Mutual — NYCM — Ontario — PAK — Philadelphia Insurance — Progressive — Selective — Sterling — The Hartford — Travelers — Utica National — Wayne Cooperative](/insurance-companies)

### Let's Get Started on Your Insurance Quote

We'll review your current insurance for gaps and offer suggestions to improve your coverage or reduce your premiums, depending on your needs.

[Talk to an Agent](/contact)

[Start Online](/quotes)

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