You have a lot of things that are important to you—from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let us help you find renters insurance coverage options that protect you, your family, and your personal property.
You can choose to include personal property protection in your renters insurance policy, which can travel with you wherever you are in the world. Some policies will even pay the full replacement cost of your things that were damaged or stolen without deduction for depreciation, up to the limits and deductibles you select.
Your renters insurance policy can protect you and your family against bodily injury, property damage claims, and litigation up to the limits you select. And if a visitor is injured on your rental property, or by you or a household member, a policy can pay covered medical expenses, up to the limits you select.
Whether you’re starting out, between homes or downsizing, we will help you pick the Finger Lakes renters insurance coverage that best fits your needs. Ask about discounts for burglar alarms, and for having multiple policies, like your renters and auto insurance both with the same insurance company.
We can also recommend other coverage that you may want to add to your renters insurance policy. Many people supplement their renters insurance with personal umbrella liability insurance for broader protection. And if you have special possessions such as jewelry, art, antiques, or collectibles, ask about scheduled personal property coverage that comes with no deductible when you experience a covered loss.